Upload a bank statement — Beqy.ai reads, categorises, and reconciles every transaction using AI trained on South African business data.
Financial Reports
Income statements, balance sheets, cash flow reports, and expense breakdowns — generated automatically with AI-written commentary that explains what the numbers mean.
AI CFO Chat
Ask your AI CFO anything about your finances. Get instant, plain-language answers about cash flow, spending, tax obligations, and growth opportunities.
Tax-Compliant Invoicing
Create SARS-compliant tax invoices with auto-calculated VAT. Track payment status and send reminders — all from one dashboard.
AI-Powered Forecasting
See where your cash flow is heading before it gets there. AI models trained on your transaction history project revenue, expenses, and runway.
Credit Rating Engine
Build a credit profile from your transaction data and POS settlement history. Share it with lenders on your terms — only when you choose.
Why Beqy.ai?
We believe every business owner deserves the same quality of financial intelligence that large corporates take for granted — without the R50k/month price tag. Beqy.ai uses AI to automate the work that drains your weekends and surfaces the insights that actually move your business forward.
Your bookkeeper doesn't work at 2am. We do.
What our users are saying
8,000+ real transactions processed from South African businesses.
"Beqy.ai categorised 3 years of transactions in minutes. I thought I would to spend a full weekend on this."
"The AI CFO chat answered questions I didn't even know how to ask my accountant."
"Finally, my numbers include the MCA repayments that never showed on my bank statement."
Frequently asked questions
What banks does Beqy.ai support?
Beqy.ai processes bank statements from all major South African banks including FNB, Nedbank, Standard Bank, and ABSA. You upload your statement and our AI reads and categorises every transaction automatically.
How long is the free trial and do I need a credit card?
Your free trial lasts 30 days, and no credit card is required to start. You get full access to all features during the trial — including the AI CFO Chat, financial reports, and automated categorisation.
Do I need accounting knowledge to use Beqy.ai?
Not at all. Beqy.ai was built for business owners, not accountants. Every report and insight comes with plain-language commentary that explains what the numbers mean and what action to take.
What is the AI CFO Chat?
The AI CFO Chat is your personal financial advisor inside Beqy.ai. You can ask it anything about your finances — cash flow, spending trends, tax obligations, growth opportunities — and get instant, contextual answers based on your actual data.
How does Beqy.ai handle my data?
Your data is encrypted in transit (TLS 1.3) and at rest (AES-256). We are POPIA compliant and your data is never sold. We do not use your data in identifiable form to train AI models. You own your data and can export it at any time.
Is Beqy.ai suitable for VAT-registered businesses?
Yes. Beqy.ai handles VAT calculations automatically — tracking input and output VAT on your transactions, generating VAT reports, and ensuring your invoices include the correct VAT amounts.
Can my accountant access my Beqy.ai account?
Yes. Through our Partner Programme, you can grant your accountant time-limited access to your Beqy.ai data — up to 60 days at a time, automatically revoked at expiry. Your accountant sees only what they need to complete their work.
What is the Credit Rating Engine?
The Credit Rating Engine analyses your bank transactions and POS settlement data to generate a credit profile for your business. You can share this profile with lenders when applying for funding — but only when you choose to, and only with the lenders you select.
Join South African businesses already managing their finances with Beqy.ai
30 days free. No credit card required. Cancel anytime.